Public Notices and Legals

THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT; ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. IF YOU ARE IN ACTIVE MILITARY SERVICE PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW. Notice under MCL 600.3278: Pursuant to MCL 600.3278, if the property is sold at a foreclosure sale under MCL 600.3201 et. seq., the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or the mortgage holder for damaging the property during the redemption period. ATTENTION POTENTIAL PURCHASERS AT FORECLOSURE SALE: In the case of resolution prior to or simultaneously with the aforementioned foreclosure sale, Charlevoix State Bank may rescind this sale at any time prior to the end of the redemption period. In that event, your damages, if any, shall be limited to the return of your bid amount tendered at the sale, plus interest. Default having occurred in the conditions of a Mortgage made by Michael David Whennen and Alice Whennen, husband and wife ("Debtors") to Charlevoix State Bank ("CSB"), dated May 30, 2008, and recorded in the Office of the Register of Deeds for the County of Charlevoix in the State of Michigan on June 16, 2008, in Liber 652, Page(s) 200, et. seq., on which Mortgage there is claimed to be due as of the date of this Notice the sum of $128,424.72, which amount may or may not be the entire indebtedness owed by Debtors to CSB together with interest at 7.0 percent per annum. NOW THEREFORE, Notice is hereby given that the power of sale contained in said Mortgage has become operative and that pursuant to that power of sale and MCL 600.3201 et. seq., on June 15, 2012 at 11:00 a.m., in the front lobby of the Charlevoix County Courthouse, that being the place for holding the Circuit Court and/or for conducting such foreclosure sales for the County of Charlevoix, there will be offered at public sale, the premises, or some part thereof, described in said Mortgage as follows, to-wit: Situated in the Township of Eveline, County of Charlevoix, State of Michigan, is described as follows: Parcel 2: Part of the Northwest 1/4 of the Northwest 1/4 lying Southwesterly of Highway M-66, Section 17, Township 33 North, Range 7 West: Commencing at the Northwest corner of said Section 17; thence along the North line of said Section 17, South 87 Degrees 22'09" East, 992.30 feet to the Southwesterly right-of-way of Highway M-66 for the Point of Beginning; thence continuing along said North line, South 87 Degrees 22'09" East, 434.76 feet to the West 1/8 line of said Section 17; thence along said West 1/8 line, South 03 Degrees 41'03" West, 1325.31 feet to the North 1/8 line of said Section 17; thence along said North 1/8 line, North 87 Degrees 18'45" West, 378.06 feet; thence North 03 Degrees 41'03" East, 1285.27 feet to the Southwesterly right-of-way of Highway M-66; thence along said Southwesterly right-of-way, North 52 Degrees 02'57" West, 68.60 feet to the Point of Beginning. The redemption period shall be six (6) months unless the property is established to be abandoned pursuant to MCL 600.3241a, in which case the redemption period shall be the later of thirty (30) days from the date of sale or fifteen (15) days from the date the notice required by MCL 600.3241a(b) was posted and mailed, or unless under MCL 600.3240(17), prior to the foreclosure sale the borrower follows the procedure set forth in that section to establish the presumption that the property is used for Agricultural purposes, in which case the redemption period shall be one (1) year from the date of the sale. Dated: May 2, 2012
Charlevoix State Bank
By: H. DOUGLAS SHEPHERD IV (P64560)
BRANDT, FISHER, ALWARD & PEZZETTI, P.C. Attorneys for CSB 1241 E. Eighth Street, P.O. Box 5817 Traverse City, Michigan 49696-5817 (231) 941-9660 File No.: 7178.0036 Ad #27801

THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
Default has been made in the conditions of a mortgage made by Gregory T. Cary and Lynn A. Cary, husband and wife, original mortgagor(s), to Charlevoix State Bank, Mortgagee, dated April 15, 2003, and recorded on April 23, 2003 in Liber 534 on Page 201, in Charlevoix county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Forty-Seven Thousand Four Hundred Twenty-Nine and 98/100 Dollars ($147,429.98).
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Charlevoix County, at 11:00 AM, on June 15, 2012.
Said premises are situated in Township of St James, Charlevoix County, Michigan, and are described as: Lot 613 and 614, Port St. James No. 8, as recorded in Liber 2 of Plats, Pages 179, 180 and 181, Charlevoix County Records.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.
Dated: May 18, 2012
For more information, please call:
FC H (248) 593-1300
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway,
Suite 200
Farmington Hills, Michigan 48334-2525
File #364873F03

THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
Default has been made in the conditions of a mortgage made by Matthew E Keating a single man and Richard A Keating Sr. a married man as joint tenants with full rights if survivorship, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., Mortgagee, dated April 26, 2006, and recorded on May 2, 2006 in Liber 743 on Page 813, and assigned by said Mortgagee to Wells Fargo Bank, NA as assignee as documented by an assignment, in Charlevoix county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Eight Thousand Nine Hundred Forty-Nine and 81/100 Dollars ($108,949.81).
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Charlevoix County, at 11:00 AM, on June 1, 2012.
Said premises are situated in Township of Norwood, Charlevoix County, Michigan, and are described as: In The Township Of Norwood, Charlevoix County, Michigan, Part Of The West Half Of The Southwest Quarter Of Section 5, Township 33 North, Range 8 West Described As: Commencing At A 1 inch Iron Rod A The Southwest Corner Of Said Section 5, Thence North 00 Degrees 29 Minutes 03 Seconds West (Recorded As North 00 Degrees 30 Minutes 27 Seconds West On The West Line Of Said Section 5, A Distance Of 606.86 Feet; Thence North 62 Degrees 04 Minutes 52 Seconds East 122.41 Feet To A Concrete Monument At The Northwest Corner Of Lot 2 In The Plat Of Cedar-View, Recorded In Liber 240 Of Plats, Page 96, Charlevoix County Records; Thence Continuing North 62 Degrees 04 Minutes 52 Seconds East (Recorded As North 62 Degrees 03 Minutes 19 Seconds East) On The Northwesterly Line Of Said Plat A Distance Of 826.66 Feet To A 1/2 inch Iron Rod At The True Point Of Beginning Of The Land Described: Thence North 00 Degrees 18 Minutes 59 Seconds West Parallel With The West 1/8th Line Of Said Section 5, (As Monumented) A Distance Of 514.27 Feet To A 1/2 inch Iron Rod; Thence North 89 Degrees 41 Minutes 01 Seconds East 205.84 Feet To A 1/2 inch Iron Rod; Thence North 05 Degrees 55 Minutes 42 Seconds West 43.06 Feet To A 1/2 inch Iron Rod; Thence North 89 Degrees 41 Minutes 01 Seconds East 247.96 Feet To A 1/2 inch Iron Rod On The West 1/8 Line Of Said Section 5, (As Monumented); Thence South 00 Degrees 18 Minutes 59 Seconds East On Said 1/8th Line 443.16 Feet To A T-Iron Stake; Thence South 67 Degrees 43 Minutes 13 Seconds West 129.36 Feet (Recorded As 129.39 Feet) To A Concrete Monument At The Northeast Corner Of Outlot A In Said Plat Of Cedar- View; Thence South 00 Degrees 22 Minutes 20 Seconds East On The East Line Of Outlot A 200.08 Feet (Recorded As South 00 Degrees 20 Minutes 51 Seconds East 200.35 Feet) To A Concrete Monument At The Southeast Corner Of Said Outlot A, Said Point Also Being On The Northwesterly Right Of Way Line Of Old U.S. 31 North; Thence Southwesterly 72.92 Feet On Said Right Of Way Line Around A 1902.63 Foot Radius Curve To The Left Whose Chord Bears South 64 Degrees 24 Minutes 55 Seconds West 72.92 Feet To A T-Iron Stake At The Southwest Corner Of Outlot A; Thence North 00 Degrees 22 Minutes 22 Seconds West On The Line West Line Of Outlot A, 231.34 Feet (Recorded As North 00 Degrees 20 Minutes 51 Seconds West 231.34 Feet) To The Northwest Corner Of Outlot A; Thence North 00 Degrees 15 Minutes 20 Seconds West On The East Line Of Lot 8 In Said Plat A Distance Of 72.17 Feet (Recorded As North 00 Degrees 20 Minutes 51 Seconds West 72.32 Feet) To A Concrete Monument At The Northeast Corner Of Said Lot 8; Thence South 62 Degrees 04 Minutes 52 Seconds West On The Northwesterly Line Of The Plat Of Cedar-View A Distance Of 297.59 Feet To The Point Of Beginning Together With And Subject To A Non-Exclusive 66.00 Foot Wide Ingress-Egress And Utility Easement To Be Used In Common With Others As Described As Follows: Part Of The West Half Of The Southwest Quarter Of Section 5, Township 33 North, Range 8 West Described As: Commencing At A 1 inch Iron Rod At The Southwest Quarter Of Section 5, Thence North 00 Degrees 29 Minutes 03 Seconds West (Recorded As North 00 Degrees 30 Minutes 27 Seconds West) On The West Line Of Said Section 5, A Distance Of 606.68 Feet; Thence North 62 Degrees 04 Minutes 52 Seconds East 122.41 Feet To A Concrete Monument At The Northwest Corner Of Lot 2 In The Plat Of Cedar-View, Recorded In Liber 240 Of Plat, Page 96, Charlevoix County Records; Thence Continuing North 62 Degrees 04 Minutes 52 Seconds East On The Northwesterly Line Of Said Plat A Distance Of 1124.25 Feet (Recorded As North 62 Degrees 03 Minutes 19 Seconds East 1124.24 Feet) To A Concrete Monument At The Northeast Corner Of Lot 8 In Said Plat, And The True Point Of Beginning Of The Land Herein Described: Thence Leaving Said Plat Line North 62 Degrees 04 Minutes 52 Seconds East 4.26 Feet; Thence Northwesterly 112.74 Feet Around A 499.72 Foot Radius Curve To The Left Whose Chord Bears North 21 Degrees 23 Minutes 22 Seconds West 311.50 Feet; Thence Northwesterly 175.06 Feet Around A 645.67 Radius Curve To The Right Whose Chord Bears North 19 Degrees 20 Minutes 16 Seconds West 174.52 Feet; Thence North 08 Degrees 59 Minutes 41 Seconds West 106.59 Feet; Thence North 89 Degrees 41 Minutes 01 Seconds East 13.03 Feet; Thence South 08 Degrees 59 Minutes 41 Seconds East 138.34 Feet; Thence Southeasterly 155.72 Feet Around A 579.67 Foot Radius Curve To The Left Whose Chord Bears South 19 Degrees 24 Minutes 33 Seconds East 155.25 Feet; Thence Southeasterly 211.27 Feet Around 565.38 Foot Radius Curve To The Right Whose Chord Bears South 12 Degrees 00 Minutes 54 Seconds East 210.05 Feet; Thence South 67 Degrees 43 Minutes 13 Seconds West 18.39 Feet To A Concrete Monument At The Northeast Corner Of Outlot A In Said Plat Of Cedar-View; Thence South 00 Degrees 22 Minutes 20 Seconds East On The East Line Of Outlot A 200.08 Feet (Recorded As South 00 Degrees 20 Minutes 51 Seconds East 200.35 Feet) To A Concrete Monument At The Southeast Corner Of Said Outlot A, Said Point Also Being On The Northwesterly Right Of Way Line Of Old U.S. 31 North, Thence Southwesterly 72.92 Feet On Said Right Of Way Line Around A 1902.63 Foot Radius Curve To The Left Whose Chord Bears South 64 Degrees 24 Minutes 55 Seconds West 72.92 Feet To A T-Iron Stake At The Southwest Corner Of Said Outlot A, Thence North 00 Degrees 22 Minutes 22 Seconds West On The West Line Of Outlot A 231.34 Feet (Recorded As North 00 Degrees 20 Minutes 51 Seconds West 231.34 Feet) To A Concrete Monument At The Northwest Corner Of Said Outlot A; Thence North 00 Degrees 15 Minutes 29 Seconds West On The East Line Of Lot 8 In Said Plat Of Cedar-View a distance of 72.14 feet (recorded as North 00 degrees 20 minutes 51 seconds West 72.32 feet) to a Concrete Monument At The Northeast Corner Of Said Lot 8 In Said Plat And The Point Of Beginning
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.
Dated: May 4, 2012
For more information, please call:
FC D (248) 593-1309
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway,
Suite 200
Farmington Hills, Michigan 48334-2525
File #375165F01

THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
Default has been made in the conditions of a mortgage made by James M. Jones, A Married Man, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., Mortgagee, dated November 8, 2006, and recorded on November 20, 2006 in Liber 774 on Page 815, and assigned by said Mortgagee to Deutsche Bank Trust Company Americas as Trustee for RALI 2006-QS18 as assignee as documented by an assignment, in Charlevoix county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Eighty Thousand Nine Hundred Fifty-Nine and 24/100 Dollars ($180,959.24).
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Charlevoix County, at 11:00 AM, on June 15, 2012.
Said premises are situated in Township of Boyne Valley, Charlevoix County, Michigan, and are described as: Apartment No. 30, Building "D", Boynestadt Condominium, according to the Master Deed recorded in Liber 215, Pages 402 through 447, Charleviox County Records and designated as Charleviox County Condominium Plan No. 1, together with rights in general common elements and limited common elements as set forth in the above Master Deed described in Act 59 of public Acts of 1978 as amended.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.
Dated: May 18, 2012
For more information, please call:
FC F (248) 593-1313
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway,
Suite 200
Farmington Hills, Michigan 48334-2525
File #381473F02
(05-18)(06-08)

THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
Default has been made in the conditions of a mortgage made by David M. Beane and Patricia E. Morgan-Beane, husband and wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., Mortgagee, dated July 15, 2005, and recorded on July 26, 2005 in Liber 694 on Page 560, and assigned by said Mortgagee to HSBC BANK USA, NATIONAL ASSOCIATION AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE DEUTSCHE ALT-A SECURITIES, INC. MORTAGAGE LOAN TRUST SERIES 2005-AR2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-AR2 as assignee as documented by an assignment, in Charlevoix county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Two Hundred Ten Thousand One Hundred Eighty-Four and 56/100 Dollars ($210,184.56).
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Charlevoix County, at 11:00 AM, on June 15, 2012.
Said premises are situated in Township of Charlevoix, Charlevoix County, Michigan, and are described as: Lot 19, Homeland Subdivision, according to the recorded Plat thereof as recorded in Liber 2 of Plats, Page 9, Charlevoix County Records.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.
Dated: May 18, 2012
For more information, please call:
FC X (248) 593-1302
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway,
Suite 200
Farmington Hills, Michigan 48334-2525
File #383740F01
(05-18)(06-08)

THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
Default has been made in the conditions of a mortgage made by Deborah S. Crawford, a single woman, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., Mortgagee, dated April 28, 2003, and recorded on May 12, 2003 in Liber 539 on Page 145, and assigned by said Mortgagee to Freedom Mortgage Corporation as assignee as documented by an assignment, in Charlevoix county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Fifty-Two Thousand Five Hundred Eighty-Three and 97/100 Dollars ($152,583.97).
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Charlevoix County, at 11:00 AM, on May 25, 2012.
Said premises are situated in Township of Charlevoix, Charlevoix County, Michigan, and are described as: Unit 8, Stover Creek Landing, according to the Master Deed thereof, recorded in Liber 415, Pages 394 through 459, inclusive, Charlevoix County Records, and designated as Charlevoix County Condominium Subdivision plan No. 131. Together with rights in general common elements and limited common elements, as set forth in the above Master Deed, and as described in Act 59 of The Public Acts of 1978, as amended.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.
Dated: April 27, 2012
For more information, please call:
FC H (248) 593-1300
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway,
Suite 200
Farmington Hills, Michigan 48334-2525
File #398227F01

THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
Default has been made in the conditions of a mortgage made by Charles Grimm a single person and Megan Vanloo a single person, original mortgagor(s), to Wells Fargo Bank, NA, Mortgagee, dated September 14, 2006, and recorded on September 15, 2006 in Liber 766 on Page 190, in Charlevoix county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Twenty-Two Thousand Eight Hundred Twenty-Eight and 56/100 Dollars ($122,828.56).
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Charlevoix County, at 11:00 AM, on May 25, 2012.
Said premises are situated in City of East Jordan, Charlevoix County, Michigan, and are described as: Lot 11, Block A, John R Vance's Addition to the Village of South Arm (Now City of East Jordan), according to the Plat thereof as recorded in Liber 1 of Plats, Page 38, Charlevoix County Records
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.
Dated: April 27, 2012
For more information, please call:
FC D (248) 593-1309
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway,
Suite 200
Farmington Hills, Michigan 48334-2525
File #399677F01

THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
Default has been made in the conditions of a mortgage made by Kimberly Marie Robinson, original mortgagor(s), to Chase Manhattan Mortgage Corp., Mortgagee, dated October 1, 2004, and recorded on October 7, 2004 in Liber 641 on Page 446, in Charlevoix county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Fifty-Two Thousand Six Hundred Twelve and 43/100 Dollars ($52,612.43).
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Charlevoix County, at 11:00 AM, on June 15, 2012.
Said premises are situated in City of East Jordan, Charlevoix County, Michigan, and are described as: Commencing at a point 33 feet West and 25 feet North of the Southeast corner of Section 23, Town 32 North, Range 7 West thence North 60 feet; thence West 120 feet; thence South 60 feet; thence East 120 feet to the Place of Beginning; being part of Government Lot 4, Section 23, Town 32 North, Range 7 West, ALSO Commencing at a point 33 feet West of the Southeast corner of Section 23; thence West 120 feet; thence North 25 feet; thence East 120 feet; thence South 25 feet to the point of beginning; being part of the Southeast 1/4 of the Southeast 1/4 of Section 23, Township 32 North, Range 7 West.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.
Dated: May 18, 2012
For more information, please call:
FC S (248) 593-1304
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #400489F01
(05-18)(06-08)

THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
Default has been made in the conditions of a mortgage made by Thomas S Moore and Rita G Moore aka Rita Moore husband and wife, original mortgagor(s), to Fifth Third Mortgage - MI, LLC, Mortgagee, dated June 25, 2004, and recorded on July 6, 2004 in Liber 624 on Page 222, and assigned by said Mortgagee to Fifth Third Mortgage Company as assignee as documented by an assignment, in Charlevoix county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Eighty-Two Thousand Seven Hundred Forty-Seven and 86/100 Dollars ($82,747.86).
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Charlevoix County, at 11:00 AM, on May 25, 2012.
Said premises are situated in Township of Hayes, Charlevoix County, Michigan, and are described as: Parcel 1: Beginning at the Northwest corner of Section 35, Township 34 North, Range 7 West; thence South 89 degrees 39 minutes 46 seconds East along the North line of said Section 35, 668.42 feet; thence South 00 degrees 34 minutes 53 seconds West 653.00 feet; thence North 89 degrees 39 minutes 46 seconds West 667.74 feet to the West line of said Section 35; thence North 00 degrees 30 minutes 46 seconds East 653.00 feet to the point of beginning being part of the Northwest 1/4 of the Northwest 1/4 of said Section 35.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.
Dated: April 27, 2012
For more information, please call:
FC J (248) 593-1311
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway,
Suite 200
Farmington Hills, Michigan 48334-2525
File #401018F01
(04-27)(05-18)

IF YOU ARE CURRENTLY IN BANKRUPTCY OR HAVE RECEIVED A DISCHARGE IN BANKRUPTCY AS TO THIS OBLIGATION, THIS COMMUNICATION IS INTENDED FOR INFORMATIONAL PURPOSES ONLY AND IS NOT AN ATTEMPT TO COLLECT A DEBT IN VIOLATION OF THE AUTOMATIC STAY OR THE DISCHARGE INJUNCTION. IN SUCH CASE, PLEASE DISREGARD ANY PART OF THIS COMMUNICATION WHICH IS INCONSISTENT WITH THE FOREGOING. OTHERWISE, FEDERAL LAW REQUIRES US TO ADVISE YOU THAT COMMUNICATION FROM OUR OFFICE COULD BE INTERPRETED AS AN ATTEMPT TO COLLECT A DEBT AND THAT ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.
IF YOU ARE NOW ON ACTIVE MILITARY DUTY OR HAVE BEEN IN THE PRIOR NINE MONTHS, PLEASE CONTACT OUR OFFICE AS YOU MAY BE ENTITLED TO THE BENEFITS OF THE SERVICEMEMBERS' CIVIL RELIEF ACT.
Default has been made in the conditions of a mortgage made by Thomas R. Holmes and Paula A. Holmes, husband and wife, to Fifth Third Mortgage - MI, LLC, Mortgagee, dated January 3, 2003 and recorded March 17, 2003 in Liber 524, Page 848, Charlevoix County Records, Michigan. Said mortgage is now held by Fifth Third Mortgage Company by assignment. There is claimed to be due at the date hereof the sum of Sixty-Four Thousand Seven Hundred Sixty-Six and 0/100 Dollars ($64,766.00) including interest at 3.5% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the main lobby of Charlevoix County Circuit Courthouse in Charlevoix, Michigan in Charlevoix County, Michigan at 11:00 a.m. on JUNE 8, 2012.
Said premises are located in the City of Boyne, Charlevoix County, Michigan, and are described as:
Land situated in the City of Boyne, County of Charlevoix, State of Michigan, described as follows:
The West 1/2 of Block 4, Hiram B. Chapman and William T. Addis Addition to the Village of Spring Harbor (now City of Boyne City), according to the recorded Plat thereof.
Also:
The Westerly 40 feet of the Southerly 40 feet of Lot 4, Block 3, Hiram B. Chapman and William T. Addis Addition to the Village of Spring Harbor (now City of Boyne City), according to the recorded plat thereof.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest.
If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period.
If you are a tenant in the property, please contact our office as you may have certain rights.
Dated: May 11, 2012
Orlans Associates, P.C.
Attorneys for Servicer
P.O. Box 5041
Troy, MI 48007-5041
File No. 200.8731

IF YOU ARE CURRENTLY IN BANKRUPTCY OR HAVE RECEIVED A DISCHARGE IN BANKRUPTCY AS TO THIS OBLIGATION, THIS COMMUNICATION IS INTENDED FOR INFORMATIONAL PURPOSES ONLY AND IS NOT AN ATTEMPT TO COLLECT A DEBT IN VIOLATION OF THE AUTOMATIC STAY OR THE DISCHARGE INJUNCTION. IN SUCH CASE, PLEASE DISREGARD ANY PART OF THIS COMMUNICATION WHICH IS INCONSISTENT WITH THE FOREGOING.
OTHERWISE, FEDERAL LAW REQUIRES US TO ADVISE YOU THAT COMMUNICATION FROM OUR OFFICE COULD BE INTERPRETED AS AN ATTEMPT TO COLLECT A DEBT AND THAT ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.
IF YOU ARE NOW ON ACTIVE MILITARY DUTY OR HAVE BEEN IN THE PRIOR NINE MONTHS, PLEASE CONTACT OUR OFFICE AS YOU MAY BE ENTITLED TO THE BENEFITS OF THE SERVICEMEMBERS' CIVIL RELIEF ACT.
Default has been made in the conditions of a mortgage made by Sandra B. McKenzie, to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender's successors and/or assigns., Mortgagee, dated September 12, 2005 and recorded September 19, 2005 in Liber 705, Page 420, Charlevoix County Records, Michigan. Said mortgage is now held by Franklin Venture, LLC by assignment. There is claimed to be due at the date hereof the sum of Two Hundred Sixty-Eight Thousand Six Hundred Three and 10/100 Dollars ($268,603.10) including interest at 7.875% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the main lobby of Charlevoix County Circuit Courthouse in Charlevoix, Michigan in Charlevoix County, Michigan at 11:00 a.m. on MAY 25, 2012.
Said premises are located in the Township of Boyne Valley, Charlevoix County, Michigan, and are described as:
Unit 123, Mountain Grand Lodge Condominium, according to the Master Deed recorded in Liber 402, Pages 982 through Liber 403, Page 53, inclusive, and First Amendment to Master Deed recorded in Liber 421, Page 738, Charlevoix County Recorded, and Second Amendment to Master Deed recorded in Liber 571, Page 159, Charlevoix Count Records, and designated as Charlevoix County Condominium Subdivision Plan Number 112; together with rights in general common elements and limited common elements as set forth in said Master Deed and amendments thereto, and as described in Act 59 of the Public Acts of 1978, as amended.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest.
If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period.
If you are a tenant in the property, please contact our office as you may have certain rights.
Dated: April 27, 2012
Orlans Associates, P.C.
Attorneys for Servicer
P.O. Box 5041
Troy, MI 48007-5041
2485022633
File No. 239.0582

IF YOU ARE CURRENTLY IN BANKRUPTCY OR HAVE RECEIVED A DISCHARGE IN BANKRUPTCY AS TO THIS OBLIGATION, THIS COMMUNICATION IS INTENDED FOR INFORMATIONAL PURPOSES ONLY AND IS NOT AN ATTEMPT TO COLLECT A DEBT IN VIOLATION OF THE AUTOMATIC STAY OR THE DISCHARGE INJUNCTION. IN SUCH CASE, PLEASE DISREGARD ANY PART OF THIS COMMUNICATION WHICH IS INCONSISTENT WITH THE FOREGOING.
OTHERWISE, FEDERAL LAW REQUIRES US TO ADVISE YOU THAT COMMUNICATION
FROM OUR OFFICE COULD BE INTERPRETED AS AN ATTEMPT TO COLLECT A DEBT AND THAT ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.
IF YOU ARE NOW ON ACTIVE MILITARY DUTY OR HAVE BEEN IN THE PRIOR NINE MONTHS, PLEASE CONTACT OUR OFFICE AS YOU MAY BE ENTITLED TO THE BENEFITS OF THE SERVICEMEMBERS' CIVIL RELIEF ACT.
Default has been made in the conditions of a mortgage made by Richard J. Lewin and Lillian I. Lewin, husband and wife, to World Alliance Financial Corp., Mortgagee, dated December 11, 2008 and recorded February 16, 2009 in Liber 876, Page 306, Charlevoix County Records, Michigan. Said mortgage is now held by Reverse Mortgage Solutions, Inc. by assignment. There is claimed to be due at the date hereof the sum of One Hundred Thousand Three Hundred Ninety-One and 97/100 Dollars ($100,391.97) including interest at 1.759% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the main lobby of Charlevoix County Circuit Courthouse in Charlevoix, Michigan in Charlevoix County, Michigan at 11:00 a.m. on MAY 25, 2012.
Said premises are located in the Township of Wilson, Charlevoix County, Michigan, and are described as:
Land in the Township of Wilson, County of Charlevoix, and State of Michigan, described as:
The West 1/2 of the Northeast 1/4 of Southeast 1/4 of Section 20, Town 32 North, Range 6 West also beginning at Northwest corner of Southeast 1/4 of Northeast 1/4 of Southeast 1/4 of said section thence Southerly 618.91 feet to EJ-BC/Deer Lake Road, thence East 20 feet along said road, thence North 618.91 feet thence West 20 feet to the point of beginning, except commencing at the Northwest corner of Northeast 1/4 of Southeast 1/4 of said Section 20 thence South 405 feet thence East 305.88 feet thence North 155 feet thence East 350 feet thence North 250 feet to East and West 1/4 line of said section thence West along East and West 1/4 line to point of beginning, being part of the Northeast 1/4 of Southeast 1/4 of Section 20, Town 32 North, Range 6 West.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest.
If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period.
If you are a tenant in the property, please contact our office as you may have certain rights.
Dated: April 27, 2012
Orlans Associates, P.C.
Attorneys for Servicer
P.O. Box 5041
Troy, MI 48007-5041
2485022633
File No. 525.0177

In the event this property is claimed as a principal residence exempt from tax under section 7cc of the general property tax act, 1893 PA 206, MCL .7cc please contact our office at (248) 844-5123. This firm is a debt collector attempting to collect a debt. Any information obtained will be used for this purpose. If you are in the Military, please contact our office at the number listed below.
Default has been made in the conditions of a certain mortgage made by: Cindy A Moore, A Single Woman to Northwestern Mortgage Company, Mortgagee, dated October 24, 2005 and recorded November 3, 2005 in Liber 714 Page 237 Charlevoix County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Sixty-Four Thousand Two Hundred Thirteen Dollars and Forty-Seven Cents ($64,213.47) including interest 7.25% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue, Circuit Court of Charlevoix County at 11:00AM on June 8, 2012 Said premises are situated in City of Boyne City, Charlevoix County, Michigan, and are described as: Beginning at the Southern-most corner of Lot 30 of Harris's Addition to the Village of Boyne, according to the Plat recorded in the office of the Register of Deeds for Charlevoix County, MI: thence Northeasterly along the Southeasterly line of said lot, 50 feet; thence Northwesterly, parallel with the Southwesterly line of said lot, 132 feet to the Northwesterly line of said lot; thence Southwesterly along the Northwesterly line of said lot 50 feet to the Westerly-most corner of said lot; thence Southeasterly along the Southwesterly line of said lot 132 feet to the point of beginning; being a part of Lot 30 of Harris's Addition to the Village of Boyne. AND ALSO Lot 31 of Harris's Addition to the Village of Boyne, according to the recorded plat thereof. Commonly known as 467 Hemlock St, Boyne City MI 49712 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241 or MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale, or upon the expiration of the notice required by MCL 600.3241a(c), whichever is later; or unless MCL 600.3240(17) applies. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: 5/11/2012
Northwestern Mortgage Company Mortgagee Attorneys: Potestivo & Associates, P.C.
811 South Blvd. Suite 100
Rochester Hills, MI 48307
(248) 844-5123
Our File No: 12-60541

Default has been made in the conditions of a certain mortgage made by Gregory T Cary and Lynn Anne Cary, Husband and Wife to Mortgage Electronic Registration Systems, Inc. as nominee for Investaid Corporation, Mortgagee, dated April 27, 2006, and recorded on May 3, 2006, in Liber 744, Page 391, Charlevoix County Records, said mortgage was assigned to HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-HE4, Asset Backed Pass-Through Certificates by an Assignment of Mortgage dated May 13, 2008 and recorded May 29, 2008 in Liber 0849, Page 0805, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Seventy-Two Thousand Two Hundred and 35/100 ($172,200.35) including interest at the rate of 4.00000% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue, at the place of holding the Circuit Court in said Charlevoix County, where the premises to be sold or some part of them are situated, at 11:00 AM on May 25, 2012 Said premises are situated in the Township of St. James, Charlevoix County, Michigan, and are described as: Lots 611 & 612, Plat of Port St. James No. 8, as recorded in Liber 2 of Plats, Page 179, Charlevoix County records. Commonly known as: 38375 and 38381 Deer Hollow Court FKA: 38411 Deer Hollow Court If the property is eventually sold at foreclosure sale, the redemption period will be 6.00 months from the date of sale unless the property is abandoned or used for agricultural purposes. If the property is determined abandoned in accordance with MCL 600.3241 and/or 600.3241a, the redemption period will be 30 days from the date of sale, or 15 days after statutory notice, whichever is later. If the property is presumed to be used for agricultural purposes prior to the date of the foreclosure sale pursuant to MCL 600.3240, the redemption period is 1 year. Pursuant to MCL 600.3278, if the property is sold at a foreclosure sale, the borrower(s) will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages are, if any, limited solely to the return of the bid amount tendered at sale, plus interest. If you are a tenant in the property, please contact our office as you may have certain rights.
Dated: April 25, 2012
Randall S. Miller & Associates, P.C. Attorneys for HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-HE4, Asset Backed Pass-Through Certificates 43252 Woodward Avenue, Suite 180, Bloomfield Hills, MI 48302, 248-335-9200
Case No. 10OMI00547-4

Default having been made in the conditions of a certain Mortgage made by Lindon W Wiser, ASM to Alden State Bank of PO Box 39, Alden, MI 49612, dated September 14, 2004 and recorded in the office of the Register of Deeds for the County of Charlevoix and State of Michigan, on September 17, 2004 at Liber 636 Page 948 of Mortgages, which mortgage there is claimed to be due at the date of this notice, for principal and interest, the sum of Thirty Eight Thousand Seven Hundred Forty Four and 20/100 ($38,944.20) and no proceedings having been instituted to recover the debt now remaining secured by said mortgage, or any part thereof, whereby the power of sale contained in said Mortgage has become operative;
Now therefore, Notice is Hereby Given that by virtue of the power of sale contained in said Mortgage and in pursuance of the statue in such case made and provided , the said Mortgage will be foreclosed by a sale of the premises therein described or so much thereof as may be necessary, at public auction, to the highest bidder, at the County Building, 301 State St., in the City of Charlevoix, County of Charlevoix, Michigan, that being the place of holding the Circuit Court in and for said County, on June 15, 2012 at 11:00 o’clock in the forenoon of said day, and said premises will be sold to pay the amount so as aforesaid then due on said mortgage together with 8.0% percent interest, legal costs, Attorneys’ fees and also any taxes and insurance that said Mortgagee does pay on or prior to the date of said sale; which said premises are described in said Mortgage as follows, to-wit:

TOWNSHIP OF MELROSE, COUNTY OF CHARLEVOIX, STATE OF MICHIGAN

PARCEL C: Commencing at a 1/2 inch rod at the West quarter corner of Section 31, Town 33 North Range 5 West; thence North 86º03’55” East along the East and West quarter line of said section, as monumented, 1083.29 feet to a point in the centerline of Addis Road being the Point of Beginning of this description; thence continuing North 86º03’55” East along said East and West quarter line and along said centerline 296.69 feet to a 3/4 inch pipe on the West 1/8 line of said section, as monumented, thence South 4º3’10” West along said 1/8 line and along said centerline 300.21 feet; thence South 86º03’55” West 295.18 feet to a 1/2 inch rod; thence North 3º46’00” East, parallel with the West line of said section, as monumented, 300.0 feet to the point of beginning; being a part of the West 1/2 of the Southwest 1/4 of Section 31, Township 33 North, Range 5 West.

The period of redemption will be Six (6) months (183 days) from the date of sale unless the property is found to be abandoned pursuant to MCL 600.3241a or unless, if more than 3 acres used for agricultural purposes. MCL600.3240(17)
Dated: April 18, 2012 Alden State Bank
Mortgagee
Leon W. Sluyter, Vice President
For: Alden State Bank
Business Address: P O Box 717
Elk Rapids, MI 49629

This is an attempt to collect a debt, and any information obtained will be used for that purpose.
Default has occurred in the conditions of a mortgage made by JOEL F. WASYLEWSKI and KIMBERLEE WASYLEWSKI, husband and wife, Mortgagor(s), to FIRST NATIONAL BANK OF GAYLORD, n/k/a INDEPENDENT BANK, having its principal office at 4200 East Beltline, Grand Rapids, MI 49525, Mortgagee, dated December 27, 2001 and recorded January 10, 2002 in Liber 452 of Mortgages, Page 977, together with a mortgage extension agreement recorded in Liber 787, on Page 301. By reason of such default the undersigned elects to declare the entire unpaid amount of said mortgage due and payable forthwith.
At the date of this Notice there is claimed to be due for principal and interest on said mortgage the sum of TWENTY FOUR THOUSAND THIRTY and 10/100 ($24,030.10) dollars including interest at the rate of 8.125% per annum. No suit or proceeding at law has been instituted to recover the debt secured by said mortgage or any part thereof.
Notice is hereby given that by virtue of the power of sale contained in said mortgage and the statute in such case made and provided and to pay said amount with interest as provided in said mortgage, and all legal costs, charges, and expenses, including attorney fees allowed by law, said mortgage will be foreclosed by sale of the mortgaged premises at public vendue to the highest bidder at the front door of the County Building, 301 State Street, the place of holding the Circuit Court within the County of Charlevoix, City of Charlevoix, Michigan, on June 8, 2012, at 11:00 a.m., local time.
Pursuant to Public Act No. 104, Public Acts of 1971 [MCLA 600.3240(12), MSA 27A.3240(12)] the redemption period shall be 12 months from the date of the foreclosure sale, unless the property is determined to be abandoned under MCLA 600.3241a; MSA 27A.3241(1), in which case the property may be redeemed during the 30 days immediately following the sale or expiration of statutory notice period.
The premises covered by said mortgage are situated in the Township of Hudson, County of Charlevoix, State of Michigan, described as follows, to wit:
A parcel of land in the Southwest 1/4 of the Northeast 1/4 of Section 33, Town 32 North, Range 4 West, Hudson Township, Charlevoix County, Michigan, described as: beginning at a point 491.4 feet North of the center 1/4 corner of said section on the North and South 1/4 line; thence continuing North on said 1/4 line 436 feet; thence Southeasterly 407 feet, more or less, to the centerline of Hoffman Lake Road; thence Southwesterly along the centerline of said road 430 feet, more or less, to a point East of the place of beginning; thence West to the place of beginning.


SCHENK BONCHER & RYPMA
Gary P. Schenk P19970
601 Three Mile Road, N.W.
Grand Rapids, MI 49544-1601
(616) 647-8277

Estate of Leona C. Habel
Date of Birth: November 14, 1932

TO ALL CREDITORS: *
NOTICE TO CREDITORS: The decedent, Leona C. Habel, died March 12, 2012. Creditors of the decedent are notified that all claims against the estate will be forever barred unless presented to William Habel, Jr., named personal representative or proposed personal representative, or to both the probate court at 301 State St., Charlevoix, MI 49720 and the named/proposed personal representative within 4 months after the date of publication of this notice.
Date: 5/15/2012
Scott T. Beatty P24202
111 State Street, Ste 1
Charlevoix, Mi 49720
(231)547-4059

Estate of William F. Hengel, Jr.
Date of Birth: August 4, 1941

TO ALL CREDITORS: *
NOTICE TO CREDITORS: The decedent, William F. Hengel, Jr., died April 18, 2012. Creditors of the decedent are notified that all claims against the estate will be forever barred unless presented to Tracy Raona, named personal representative or proposed personal representative, or to both the probate court at 301 State St., Charlevoix, MI 49720 and the named/proposed personal representative within 4 months after the date of publication of this notice.
Date: 5/15/2012
Scott T. Beatty P24202
111 State Street, Ste 1
Charlevoix, Mi 49720
(231)547-4059

(ALL COUNTIES) AS A DEBT COLLECTOR, WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTIFY (248) 362-6100 IF YOU ARE IN ACTIVE MILITARY DUTY.
Default having been made in the terms and conditions of a certain mortgage made by Daniel Hansma and Holly Hansma, husband and wife of Charlevoix County, Michigan, Mortgagor to Mortgage Electronic Registration Systems, Inc. dated the 3rd day of February, 2006, and recorded in the office of the Register of Deeds, for the County of Charlevoix and State of Michigan, on the 16th day of February, 2006, in Liber 731, Page 449 of Charlevoix Records, which said mortgage was assigned to The Huntington National Bank, thru mesne assignments, on which mortgage there is claimed to be due, at the date of this notice, for principal of $121,245.97 (one hundred twenty-one thousand two hundred forty-five and 97/100) plus accrued interest at 4.25% (four point two five) percent per annum. And no suit proceedings at law or in equity having been instituted to recover the debt secured by said mortgage or any part thereof. Now, therefore, by virtue of the power of sale contained in said mortgage, and pursuant to the statue of the State of Michigan in such case made and provided, notice is hereby given that on, the 1st day of June, 2012, at 11:00:00 AM said mortgage will be foreclosed by a sale at public auction, to the highest bidder, main lobby of the Charlevoix County Courthouse, Charlevoix, MI, Charlevoix County, Michigan, of the premises described in said mortgage. Which said premises are described as follows: All that certain piece or parcel of land situate in the City of Boyne City, in the County of Charlevoix and State of Michigan and described as follows to wit: Situated in the City of Boyne City, County of Charlevoix and State of Michigan: Lots 2 and 3, Block C, North Morgans, Addition to the Village of South Boyne (now City of Boyne City), according to the plat thereof as recorded in Liber 1 of Plats, Page 8, Charlevoix County Records. Commonly known as: 605 Forest Avenue Tax Parcel No.: 15-051-372-002-10 The redemption period shall be six months from the date of such sale, unless determined abandoned in accordance with 1948CL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. Dated: May 4, 2012 By: Foreclosing Attorneys Attorney for Plaintiff Weltman, Weinberg & Reis Co., L.P.A. 2155 Butterfield Drive, Suite 200-S Troy, MI 48084
WWR# 10081747

(ALL COUNTIES) AS A DEBT COLLECTOR, WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTIFY (248) 362-6100 IF YOU ARE IN ACTIVE MILITARY DUTY.
Default having been made in the terms and conditions of a certain mortgage made by Jeffrey Johnson and Christina Johnson, husband and wife of Charlevoix County, Michigan, Mortgagor to Mortgage Electronic Registration Systems, Inc. dated the 22nd day of January, 2010, and recorded in the office of the Register of Deeds, for the County of Charlevoix and State of Michigan, on the 12th day of February, 2010, in Liber 912, Page 702 of Charlevoix Records, which said mortgage was assigned to The Huntington National Bank, thru mesne assignments, on which mortgage there is claimed to be due, at the date of this notice, for principal of $127,254.42 (one hundred twenty-seven thousand two hundred fifty-four and 42/100) plus accrued interest at 3.99% (three point nine nine) percent per annum. And no suit proceedings at law or in equity having been instituted to recover the debt secured by said mortgage or any part thereof. Now, therefore, by virtue of the power of sale contained in said mortgage, and pursuant to the statue of the State of Michigan in such case made and provided, notice is hereby given that on, the 25th day of May, 2012, at 11:00:00 AM said mortgage will be foreclosed by a sale at public auction, to the highest bidder, main lobby of the Charlevoix County Courthouse, Charlevoix, MI, Charlevoix County, Michigan, of the premises described in said mortgage. Which said premises are described as follows: All that certain piece or parcel of land situate in the Township of South Arm, in the County of Charlevoix and State of Michigan and described as follows to wit: Situated in the Township of South Arm, County of Charlevoix and State of Michigan: PARCEL B REVISED: In the Township of South Arm, Charlevoix County, Michigan, commencing at a Charlevoix County Marker at the East 1/4 corner of Section 24, Town 32 North, Range 7 West; thence along the East and West 1/4 line of said section South 89 degrees 25 minutes 18 seconds West 1291.92 feet to a 5/8 inch rod on the East 1/8 line of said section, as monumented; thence along said 1/8 line South 00 degrees 06 minutes 58 seconds East 941.68 feet to a point in the centerline of Hitchcock road, being the point of beginning of this description; thence parallel with the South 1/8 line of said section, as monumented, North 89 degrees 41 minutes 40 seconds East 33.00 feet to a 1/2 inch rod on the East line of said road; thence continuing North 89 degrees 41 minutes 44 seconds East 272.00 feet to a 1/2 inch rod; thence South 00 degrees 06 minutes 58 seconds East 260.00 feet to a 1/2 inch rod; thence South 89 degrees 41 minutes 40 seconds West 272.00 feet to a 1/2 inch rod on said road line; thence continuing South 89 degrees 41 minutes 40 seconds West 33.00 feet to said East 1/8 line; thence along said 1/8 line, and along the centerline of said road North 00 degrees 06 minutes 58 seconds West 260.00 feet to the point of beginning; being a part of the Northeast 1/4 of the Southeast 1/4 of Section 24, Town 32 North, Range 7 West. Commonly known as: 3720 Hitchcock Rd Tax Parcel No.: 014-024-007-40 The redemption period shall be six months from the date of such sale, unless determined abandoned in accordance with 1948CL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. Dated: April 27, 2012
By: Foreclosing Attorneys
Attorney for Plaintiff Weltman,
Weinberg & Reis Co., L.P.A. 2155 Butterfield Drive, Suite 200-S Troy, MI 48084
WWR# 10089515

Charlevoix Township employees have begun vacuuming leaves and will finish on May 31st.
Leaves must be in piles at the side of the road.
Piles of leaves may not contain rocks, twigs or other yard waste.

Willcome Tree Service has been hired to do the branch and tree trimmings pick up on May 31st for the north side and June 1st for the south side. Branches must be at the roadside by May 30th.
Branches must be arranged with the large ends facing the road.
Branches cannot be bigger than 6 inches in diameter.
Small twigs will not be picked up. It is too dangerous as they fly back out.
Will not pick up where property has been cleared for building or anything that is considered excessive amounts.

The Charlevoix County Board of Commissioners met May 9, 2012 at 9:30 a.m. in the Charlevoix County Commissioners room. All Commissioners were present.
Motion approved the minutes of the April 25, 2012 meetings as corrected.
Motion approved Resolution #12-047, Approve County Expenditures.
Motion approved Resolution #12-048, Application for Funding Through the 2012 Michigan Community Development Block Grant-CDBG Housing Program.
Motion adjourned the meeting at 11:10 a.m.
Complete copies of Board minutes can be found on the County website, www.charlevoixcounty.org.
 

The Charlevoix City Council met on the above date with Mayor Norman L. Carlson, Jr. presiding. All Council members were present. The following proceedings took place:

The Mayor gave a certificate of appreciation to Carolyn Hickman, for her service on the Housing Commission.
Motion passed approving the annual agreement with the Charlevoix Area Chamber of Commerce.
Motion passed approving the annual agreement with the Charlevoix City Band.
Motion passed approving the emergency siren policy.
Motion passed approving the contract with MDC Contracting in the amount of $11,877 to complete storm drain repair.
Motion passed approving the contract with Team Elmer’s to provide serves to 304 E. Dixon.
Motion passed approving the purchase of blocks of electric capacity through MPPA for the years 2014-2018.
Motion passed approving the contract for fish waste removal with John Cross.
Motion passed confirming the Mayor’s appointment of Brandon Stevens to the Recreation Advisory Board.
Motion passed appointing Greg Bryan as alternate to the ZBA.
Council adjourned at 7:40 p.m.
A complete copy of the Council minutes is on file at the City Clerk’s Office, 210 State Street.

The Charlevoix Area Community Pool will hold its annual meeting at the Gray Gables Restaurant on
Thursday June 7th at 5:00pm.  The public is invited to attend.

There will be a volunteer appreciation dinner immediately following the business meeting.  For those who
would like to join us for dinner, please call the pool by May 29th at 547-0982 to make a reservation.
The cost of the dinner is $20 per person.